Listed by Panama Property Guide
$340,200
- 2beds
- 1bath
- 174 m²
Listed by David Aguirre · Panama Property Guide
$368,000
PH Victory Wellness, Apartamento 10C, PH Victory Wellness, Coco del Mar, San Francisco · San Francisco
Unit 10C at PH Victory Wellness, in Coco del Mar, San Francisco, measures 102 m². It has two bedrooms, two bathrooms, a living and dining room, an open kitchen and a balcony; the listing mentions park and city views and an ocean view from the balcony. Two parking spaces come with it, and maintenance is $250 a month, which covers water. The asking price works out to about $3,608 per m². The tower dates from 2022. Its social area is on the sixth floor, with a pool, sun deck, lounge, barbecue area, cinema lounge, playground, kids' area and pet park. The top three floors hold the building's ACTIVE wellness program, with a padel court, lap pool, inclined running track, gym, sauna, spinning room, yoga and Pilates room, therapy rooms, jacuzzi and cold recovery. Listed on the PREA MLS by My Panama Brokers, Inc.; details as of 17 September 2026.
A research benchmark for this home's size, using similar properties in the building or area.
At least three recent, distinct comparables on the same price basis are required. Research added through the CRM updates this estimate automatically.
Advertised prices are not completed sales or an appraisal. Condition, views, floor, seller terms and legal issues can change value. Bank guide prices may differ from the price an offer will achieve.
Monthly cost
$2,634
/month
List price
$368,000
$73,600 (20%) down
30-year loan at 7.50%
Legal, notary, Public Registry, appraisal and bank closing charges. Paid once, separate from the monthly cost.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
Rate
8.00%
starting rate
Payment
$2,160
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
Price history
How asking prices per m² have moved in Panama City since 2017, with a monthly reading for San Francisco.
September 2026
This property's asking price$3,608/m²
Panama City: median asking price per m² of 1 and 2 bedroom apartments of 20 to 100 m², priced $10,000 to $300,000, in Obarrio, Marbella and San Francisco, from the RIAL report by Universidad Torcuato Di Tella for the last week of each March and September. San Francisco: Panama Property Guide's own analysis of asking prices per m² in property listings, one median per month. Each point is the median of that month's reading and the previous 2 readings. Asking prices are not sale prices. RIAL reports
A score out of 10 from our proprietary algorithm. It weighs this property's price against its area, its potential to gain value and its neighborhood.
The score appears once there are enough current prices for this area and neighborhood data for the location.
Price & opportunity (40%): is the price per m² cheap or expensive next to similar properties for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
Scores run from 3 to 10, and only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Evidence about the building and its surroundings, separate from the investment rank.
Ask the agent for structural reports, fire and gas inspection records, flood and drainage history, and details of water storage and backup power.
Ask about building safetyLocal resources: SINAPROC · Bomberos de Panamá
Approximate location shown for privacy
Listed by Panama Property Guide
$340,200
Listed by Panama Property Guide
$325,000
Listed by Panama Property Guide
$373,000
Listed by Panama Property Guide
$355,000
$368,000
2 beds · 2 baths · MLS-00006223