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Listed by David Aguirre · Panama Property Guide

1/20
Apartment for sale

$300,000

Apartment at PH Star Bay, San Francisco

PH Star Bay, Apartamento 7A, PH Star Bay, Calle Alfredo Sinclair, San Francisco · San Francisco

  • 3 beds
  • 3.5 baths
  • 3 parking
  • 207 m² Interior area
  • 2007 Year built
  • $500/month Maintenance fee
  • $1,450 Price per m²

Description

Unit 7A at PH Star Bay, on Calle Alfredo Sinclair in San Francisco, has 206.9 m² of interior space. It has three bedrooms, three bathrooms and a guest half bath, plus a family room, a bar, a walk-in closet, a balcony, and a maid's bedroom with its own bathroom. Appliances are included, among them a refrigerator and a washer and dryer, and the unit is unfurnished. Three covered basement parking spaces and one storage unit come with it, and maintenance is $499.64 a month, covering management, a caretaker, common areas and gas. The asking price works out to about $1,450 per m². The 2007 building has a pool, a playground, an elevator and 24-hour security, and the listing places it 400 m from Vía Israel and 150 m from Calle 50. Listed on the PREA MLS by Grupo Garzon Realty; details as of 2 September 2026.

Property details

Property type
Apartment
Status
Available
Reference
MLS-000064C6
Listing courtesy of
Grupo Garzon Realty
Days on market
0
Availability verified
October 21, 2026
Last updated
September 2, 2026

Comparable price estimate

A research benchmark for this home's size, using similar properties in the building or area.

More comparable evidence needed

At least three recent, distinct comparables on the same price basis are required. Research added through the CRM updates this estimate automatically.

Advertised prices are not completed sales or an appraisal. Condition, views, floor, seller terms and legal issues can change value. Bank guide prices may differ from the price an offer will achieve.

Monthly cost

TrueCost of this property

Second home or investment

$2,435

/month

List price

$300,000

$60,000 (20%) down

30-year loan at 7.50%

Principal & interest
$1,678
Property tax
$75est.
Life & fire insurance
$174est.
Compare bank rates
PH fee
$500
Bank handling
$9est.
Total due at close$69,000

*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.

30-year average:

7.83%

With FECI

7.50%

Rate

Averages of published starting rates, for information only. .

Location
San Francisco
Purchase price
$300,000
Down payment (20%)
$60,000

Compare banks based on your situation

Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.

Price history

TrueTrend

How asking prices per m² have moved in Panama City since 2017, with a monthly reading for San Francisco.

  • Panama City (RIAL)
  • San Francisco
$1,600$1,800$2,000$2,20020182020202220242026

September 2026

Panama City (RIAL)
—
San Francisco
$2,034/m²

This property's asking price$1,450/m²

Panama City: median asking price per m² of 1 and 2 bedroom apartments of 20 to 100 m², priced $10,000 to $300,000, in Obarrio, Marbella and San Francisco, from the RIAL report by Universidad Torcuato Di Tella for the last week of each March and September. San Francisco: Panama Property Guide's own analysis of asking prices per m² in property listings, one median per month. Each point is the median of that month's reading and the previous 2 readings. Asking prices are not sale prices. RIAL reports

Panama Property Score

A score out of 10 from our proprietary algorithm. It weighs this property's price against its area, its potential to gain value and its neighborhood.

The score appears once there are enough current prices for this area and neighborhood data for the location.

How the score works

Price & opportunity (40%): is the price per m² cheap or expensive next to similar properties for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.

Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.

Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.

Scores run from 3 to 10, and only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.

Building safety & resilience

Evidence about the building and its surroundings, separate from the investment rank.

Building evidence is not available yet

Ask the agent for structural reports, fire and gas inspection records, flood and drainage history, and details of water storage and backup power.

Ask about building safety

Local resources: SINAPROC · Bomberos de Panamá

Location

Approximate location shown for privacy

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3 beds · 3.5 baths · MLS-000064C6