Listed by Panama Property Guide
$377,000
- 3beds
- 2.5baths
- 168 m²
Listed by David Aguirre · Panama Property Guide
$360,000
PH Asia Costa del Mar, Apartamento 16A, PH Asia, Costa del Este · Costa del Este
Unit 16A at PH Asia, inside the Costa del Mar complex in Costa del Este, measures 155 m². It has three bedrooms, three and a half bathrooms, a maid's room with its own bathroom and a balcony with direct ocean views, according to the listing. Two covered parking spaces come with it, and maintenance is $295 a month, covering management, common-area upkeep and security. The asking price works out to about $2,323 per m². The 2016 building has a pool, a gym, an event room, a game room and a BBQ area, with 24-hour security, a backup generator and a water reserve tank. Residents of Costa del Mar share tennis, soccer and basketball courts, walking trails and a dog park, the listing adds. Listed on the PREA MLS by Unival Properties, S.A.; details as of 22 September 2026.
A research benchmark for this home's size, using similar properties in the building or area.
At least three recent, distinct comparables on the same price basis are required. Research added through the CRM updates this estimate automatically.
Advertised prices are not completed sales or an appraisal. Condition, views, floor, seller terms and legal issues can change value. Bank guide prices may differ from the price an offer will achieve.
Monthly cost
$2,626
/month
List price
$360,000
$72,000 (20%) down
30-year loan at 7.50%
Legal, notary, Public Registry, appraisal and bank closing charges. Paid once, separate from the monthly cost.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
Rate
8.00%
starting rate
Payment
$2,113
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
Price history
How asking prices per m² have moved in Panama City since 2017, with a monthly reading for Costa del Este.
June 2026
This property's asking price$2,323/m²
Panama City: median asking price per m² of 1 and 2 bedroom apartments of 20 to 100 m², priced $10,000 to $300,000, in Obarrio, Marbella and San Francisco, from the RIAL report by Universidad Torcuato Di Tella for the last week of each March and September. Costa del Este: Panama Property Guide's own analysis of asking prices per m² in property listings, one median per month. Each point is the median of that month's reading and the previous 2 readings. Asking prices are not sale prices. RIAL reports
A score out of 10 from our proprietary algorithm. It weighs this property's price against its area, its potential to gain value and its neighborhood.
The score appears once there are enough current prices for this area and neighborhood data for the location.
Price & opportunity (40%): is the price per m² cheap or expensive next to similar properties for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
Scores run from 3 to 10, and only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Evidence about the building and its surroundings, separate from the investment rank.
Ask the agent for structural reports, fire and gas inspection records, flood and drainage history, and details of water storage and backup power.
Ask about building safetyLocal resources: SINAPROC · Bomberos de Panamá
Approximate location shown for privacy
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