A 280 m² apartment at PH Embassy Club, Clayton, about 12 years old, with 3 bedrooms each with its own bathroom, a guest half bathroom, a maid's room and bathroom, and parking for 2 vehicles. The living and dining area opens onto a balcony overlooking Parque Metropolitano, and the primary bedroom has a walk-in closet and a double-sink bathroom. The gated complex has a 24-hour guardhouse, a garden, pool, tennis court, gym, sauna, playground and a backup generator, and allows pets. Compreoalquile carried what appears to be a duplicate advertisement at the same price, area and layout; the exact unit has not been independently confirmed. Details and photographs are reproduced from Rent-A-House Panama City's listing on Compreoalquile, verified on the date shown; confirm availability and terms before you travel to see it.
Amenities
24/7 security
Garden
Swimming pool
Pet friendly
Laundry room
Gym
Backup generator
Balcony
Walk-in closet
Property details
Property type
Apartment
Status
Available
Reference
PA-151059080
Days on market
0
Availability verified
September 16, 2026
Last updated
September 16, 2026
Comparable price estimate
A research benchmark for this home's size, using similar properties in the building or area.
More comparable evidence needed
At least three recent, distinct comparables on the same price basis are required. Research added through the CRM updates this estimate automatically.
Advertised prices are not completed sales or an appraisal. Condition, views, floor, seller terms and legal issues can change value. Bank guide prices may differ from the price an offer will achieve.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
30-year average:
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
Price history
TrueTrend
How asking prices per m² have moved in Panama City since 2017, with a monthly reading from listings in many parts of the city.
Panama City (RIAL)
Panama City (monthly)
September 2026
Panama City (RIAL)
—
Panama City (monthly)
$2,078/m²
This property's asking price$2,339/m²
Panama City: median asking price per m² of 1 and 2 bedroom apartments of 20 to 100 m², priced $10,000 to $300,000, in Obarrio, Marbella and San Francisco, from the RIAL report by Universidad Torcuato Di Tella for the last week of each March and September. Panama City (monthly): Panama Property Guide's own analysis of asking prices per m² in property listings from many parts of the city, one median per month. Each point is the median of that month's reading and the previous 2 readings. Asking prices are not sale prices. RIAL reports
Panama Property Score
A score out of 10 from our proprietary algorithm. It weighs this property's price against its area, its potential to gain value and its neighborhood.
The score appears once there are enough current prices for this area and neighborhood data for the location.
Investment observations
$2,339/m², 11% above the Clayton median ($2,106/m²)
Asking prices in Clayton are 6% above Panama City as a whole ($1,984/m²)
Building
✓5 building amenities
Area prices: median of 3 asking prices for this property type in Clayton, including this one, with each building counted once, observed September 16, 2026. Asking prices are not sale prices.
How the score works
Price & opportunity (40%): is the price per m² cheap or expensive next to similar properties for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
Scores run from 3 to 10, and only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Building safety & resilience
Evidence about the building and its surroundings, separate from the investment rank.
Building evidence is not available yet
Ask the agent for structural reports, fire and gas inspection records, flood and drainage history, and details of water storage and backup power.
