
5CERO4 Park & Residences
San Francisco · SBA Group
From
$225,600
From
$339,550
Delivery 2027San Francisco · F&F Properties
A 35-story tower at Vía Cincuentenario and Calle 79 in Coco del Mar, designed by Pinzón Lozano & Asociados. Floors 7 to 29 hold six two-bedroom layouts of 89 to 119 m², all with a den and four with the option of a third bedroom; floors 30 to 33 hold 16 penthouses of 151 to 177 m². The developer's July 2026 price list showed 79 units available and 9 reserved, from $339,550 to $621,000, with delivery in 2027.
Monthly cost
$2,196
/month
Starting price
$339,550
$67,910 (20%) down
30-year loan at 7.50%
The PH fee is not listed for this project and is left out of the total.
Legal, notary, Public Registry, appraisal and bank closing charges. Paid once, separate from the monthly cost.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
Rate
8.00%
starting rate
Payment
$1,993
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
Estimated yearly tax at the asking price. The rate depends on how the home is registered.
Ley 66 de 2017 brackets, applied progressively. Main home registered as Vivienda Principal or Patrimonio Familiar Tributario: 0% to $120,000, 0.5% to $700,000, 0.7% above. Any other property: 0% to $30,000, 0.6% to $250,000, 0.8% to $500,000, 1% above. The tax is charged on the registered cadastral value of land and building, which usually differs from the asking price, and some buildings keep construction exemptions under earlier laws. Ley 66 de 2017
Median asking price per m² of homes for sale in the area, from our monthly reading.
Apartments
$1,837 /m²
72 asking prices in 62 buildings · October 2026
This project's list prices average $3,740/m², 104% above the median.
Houses
$2,038 /m²
9 asking prices · October 2026
See homes for sale in San FranciscoPrices in every area
Panama Property Guide's own reading of homes listed for sale, with each building counted once so one tower cannot set the figure. Asking prices are not sale prices, and the median says nothing about a particular home's condition, view or floor.
A score out of 10 from our proprietary algorithm. It weighs this project's list prices against other new developments nearby, its potential to gain value and its neighborhood.
7.8
out of 10
Very good
Neighborhood
New-development prices: median of 8 developer price lists in San Francisco, dated June 1, 2026 to September 29, 2026. List prices are not sale prices. Neighborhood and construction data © OpenStreetMap contributors, as of May 31, 2026. Distances are measured in a straight line from the approximate location of the project, and walking times are estimates. Licence
Price & opportunity (40%): is the price per m² cheap or expensive next to properties of the same type and a similar size for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
For a new development, price compares the midpoint of the developer's published price per m² range with other new developments we list in the same area, widening to the district when there are fewer than three. Asking prices for existing apartments nearby are shown for context and do not change the score. Developer price lists sit closer together than resale prices, so the same gap moves a project's price score twice as far. Every project is new, so being new adds nothing, and there is no rental estimate yet.
Scores run from 3 to 10: under 5.5 is poor, 5.5 to 6.4 fair, 6.5 to 7.4 good, 7.5 to 8.4 very good, and 8.5 or more excellent. They only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Estimated for the lowest-priced unit, about 97 m² from $339,550, rented out furnished with no mortgage.
Worked out for the smallest unit at the lowest list price, paid in full today. Rent: what 91 comparable homes for rent in San Francisco ask, matched on bedrooms and size and seen up to October 27, 2026, assuming the home is let furnished, with one vacant month a year, less the PH fee and property tax at second-home rates, with rent starting at delivery. Developer list prices are not sale prices. An estimate, not a promise of returns.
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