Pre-construction
Pre-construction
Tower crown1/17
From
$471,500
Delivery 2029Bioma — Costa del Este
Costa del Este · TheVelopers
- Developer
- TheVelopers
- Delivery
- 2029
- Price range
- $471,500 – $598,200
Description
Bioma is a mixed-use residential tower by TheVelopers in Costa del Este. On the developer's map it stands on Avenida Costa del Sol, one block south of Avenida Centenario. TheVelopers' price list of 2 September 2026 starts at $471,500 for a 97 m² two-bedroom, two-bath apartment, rising to $516,500 by level.
Size sets most of the price. The 100 m² two-bedroom lists at $517,000 to $553,000, the 114 m² with 2.5 baths at $556,000 to $580,000, and a 128 m² two-bedroom with garden terrace at $598,200. The 130 m² type, on levels 9 to 12, is $595,000 to $598,000. Across the list that is $4,577 to $5,530 per m². The developer's site shows seven layouts from 65 m² to 156 m², with 3.2 m ceilings and terraces of about 20 m².
The reservation is $5,000, refundable as of October 2026. The plan sent on 20 October 2026 is 10% at contract signing, 10% in each of the next two years and 70% at delivery, and the HOA fee is $3.75 per m² per month. Amenities include three pools, indoor and outdoor cinemas, a golf simulator, a music studio, bowling, a skatepark and, in the Terrarium garden level, an owners lounge, skybar, restaurant and spa.
Delivery is 2029 in TheVelopers' October 2026 material. Its public pages give no date, and it has not published a unit count.
Prices by residence type
| Residence | Size | From |
|---|---|---|
| 2 bedrooms, 2 baths | 97 m² | $471,500 |
| 2 bedrooms, 2 baths | 100 m² | $517,000 |
| 2 bedrooms, 2.5 baths | 114 m² | $556,000 |
| 2.5 baths, levels 9 to 12 | 130 m² | $595,000 |
| 2 bedrooms with garden terrace | 128 m² | $598,200 |
Floor plans
Project details
- Status
- Pre-construction
- Delivery
- 2029
- Price per m²
- $4,577 – $5,530
- Developer price list
- September 2, 2026
Monthly cost
TrueCost of this project
Second home or investment
$3,066
/month
Starting price
$471,500
$94,300 (20%) down
30-year loan at 7.50%
- Principal & interest
- $2,637
- Property tax
- $146est.
- Life & fire insurance
- $274est.
- PH fee
- Bank handling
- $9est.
The PH fee is not listed for this project and is left out of the total.
Total due at close$108,445
Down payment$94,300
Closing costs (est. 3% of price)$14,145
Legal, notary, Public Registry, appraisal and bank closing charges. Paid once, separate from the monthly cost.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
30-year average:
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
- Location
- Costa del Este
- Purchase price
- $471,500
- Down payment (20%)
- $94,300
- Get your quote
- Get your quote
Rate
8.00%
starting rate
Payment
$2,768
/mo
Compare banks based on your situation
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
Property taxes
Estimated yearly tax at the asking price. The rate depends on how the home is registered.
- As your main home
- $1,758 – $2,391 a year
- As a second home or rental
- $3,092 – $4,302 a year
Ley 66 de 2017 brackets, applied progressively. Main home registered as Vivienda Principal or Patrimonio Familiar Tributario: 0% to $120,000, 0.5% to $700,000, 0.7% above. Any other property: 0% to $30,000, 0.6% to $250,000, 0.8% to $500,000, 1% above. The tax is charged on the registered cadastral value of land and building, which usually differs from the asking price, and some buildings keep construction exemptions under earlier laws. Ley 66 de 2017
Home values in Costa del Este
Median asking price per m² of homes for sale in the area, from our monthly reading.
Apartments
$2,418 /m²
22 asking prices · October 2026
This project's list prices average $5,054/m², 109% above the median.
Houses
$1,885 /m²
3 asking prices · October 2026
See homes for sale in Costa del EstePrices in every area
Panama Property Guide's own reading of homes listed for sale, with each building counted once so one tower cannot set the figure. Asking prices are not sale prices, and the median says nothing about a particular home's condition, view or floor.
Panama Property Score
A score out of 10 from our proprietary algorithm. It weighs this project's list prices against other new developments nearby, its potential to gain value and its neighborhood.
6.8
out of 10
Good
- Price & opportunity · 40%
- 6.2 / 10
- Appreciation potential · 30%
- 6.4 / 10
- Neighborhood · 30%
- 7.9 / 10
Investment observations
- Developer list prices of $4,577–$5,530/m²; the midpoint is 13% above the median for new developments in Costa del Este ($4,460/m²)
- Existing apartments for sale in Costa del Este: median asking price $2,418/m²
- New developments in Costa del Este list 6% above those across Panama City ($4,212/m²)
- 6 active construction sites within 1.5 km
Neighborhood
- Supermarket about 2 min walk
- 20 restaurants and cafés within 800 m
- Park about 4 min walk
- Pharmacy about 6 min walk
New-development prices: median of 8 developer price lists in Costa del Este, dated May 25, 2026 to October 28, 2026. List prices are not sale prices. Neighborhood and construction data © OpenStreetMap contributors, as of October 26, 2026. Distances are measured in a straight line from the approximate location of the project, and walking times are estimates. Licence
How the score works
Price & opportunity (40%): is the price per m² cheap or expensive next to properties of the same type and a similar size for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
For a new development, price compares the midpoint of the developer's published price per m² range with other new developments we list in the same area, widening to the district when there are fewer than three. Asking prices for existing apartments nearby are shown for context and do not change the score. Developer price lists sit closer together than resale prices, so the same gap moves a project's price score twice as far. Every project is new, so being new adds nothing, and there is no rental estimate yet.
Scores run from 3 to 10: under 5.5 is poor, 5.5 to 6.4 fair, 6.5 to 7.4 good, 7.5 to 8.4 very good, and 8.5 or more excellent. They only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Rent and returns
Estimated for the lowest-priced unit, about 97 m² from $471,500, rented out furnished with no mortgage.
- Estimated rent
- $2,000/month
- Gross yield
- 5.1%
- Net yield
- 3.6%
- $16,798 a year after costs
Worked out for the smallest unit at the lowest list price, paid in full today. Rent: what 13 comparable homes for rent in Costa del Este ask, matched on bedrooms and size and seen up to October 27, 2026, assuming the home is let furnished, with one vacant month a year, less the PH fee and property tax at second-home rates, with rent starting at delivery. Developer list prices are not sale prices. An estimate, not a promise of returns.
Location
Ask David Aguirre about Bioma.
More new developments nearby
Under construction
Pre-construction