Listed by Panama Property Guide
$495,000
- 5beds
- 4.5baths
- 347 m²
- 1,037 m²lot
Listed by David Aguirre · Panama Property Guide
$450,000
Paseo Las Laja, Playa Coronado, Chame · Coronado
A 3-bedroom house on Paseo Las Laja in Playa Coronado with 200 m² of covered space on a 2,250 m² corner lot, 2 bathrooms, a large kitchen, a pool, and parking for 5 vehicles. The advertiser describes it as very close to the beach but gives no distance, and suggests the lot has room to expand the house or build separate cabins for holiday rentals; the listing shows no plans or permits for either. The advertiser gives its age as 18 years. Details and photographs are reproduced from Corpoinmuebles Realty Panamá's listing on Compreoalquile, verified on the date shown; confirm availability and terms before you travel to see it.
A research benchmark for this home's size, using similar properties in the building or area.
At least three recent, distinct comparables on the same price basis are required. Research added through the CRM updates this estimate automatically.
Advertised prices are not completed sales or an appraisal. Condition, views, floor, seller terms and legal issues can change value. Bank guide prices may differ from the price an offer will achieve.
Monthly cost
$2,924
/month
List price
$450,000
$90,000 (20%) down
30-year loan at 7.50%
The PH fee is not listed for this home and is left out of the total.
Legal, notary, Public Registry, appraisal and bank closing charges. Paid once, separate from the monthly cost.
Property tax applies Law 66 of 2017 brackets to the price. A main home registered with the DGI is exempt to $120,000, then pays 0.5% to $700,000 and 0.7% above; other properties are exempt to $30,000, then pay 0.6% to $250,000, 0.8% to $500,000 and 1% above. The tax is charged on the registered value, and newer buildings may be exempt. Insurance assumes life cover of $0.50 per $1,000 of loan a month (Banistmo publishes $0.21 to $1.00 by age) and fire cover at Banistmo's $0.15 to $0.19 per $1,000 of value, with ITBMS. Bank handling is $8.56 a month, as Banco General and Banco Nacional charge. Closing costs assume 3% of the price; buyers typically pay 2% to 5% in cash purchases and 3% to 7% with a mortgage. Replace any figure with Edit payment.
*30-year average of published bank rates: 7.83% with FECI / 7.50% rate. Source: Banco General, Banistmo and Banco Nacional tariffs, checked September 13, 2026. Not a live feed, an offer or a pre-approval.
7.83%
With FECI
7.50%
Rate
Averages of published starting rates, for information only. .
Rate
8.00%
starting rate
Payment
$2,642
These are starting rates from each bank's published tariff, not offers. Panama Property Guide has no partnership with these banks and is not paid to show them. Your rate, term and financing depend on the property, your income, residency and the bank's appraisal. Get your quote sends your scenario to this home's agent, who can help you contact the bank.
Rates checked by Panama Property Guide from each bank's published terms on September 13, 2026.
A score out of 10 from our proprietary algorithm. It weighs this property's price against its area, its potential to gain value and its neighborhood.
The score appears once there are enough current prices for this area and neighborhood data for the location.
Price & opportunity (40%): is the price per m² cheap or expensive next to similar properties for sale in the same area? A price in line with the area scores about 7.5, and the further below the area it is, the closer it gets to 10. Expected rental income also counts when we know local rents, and a recent price cut or qualifying for Panama's lower mortgage rate on a first new home adds a little.
Appreciation potential (30%): signs the area could gain value, such as a Metro or rail line being built nearby, new construction around it, a good neighborhood still priced below the rest of the district, or a newer building.
Neighborhood (30%): how many shops, restaurants, bus and Metro stops, parks and schools are within walking distance.
Scores run from 3 to 10, and only appear when we have price data plus at least one other part. A missing Metro line or building site nearby is left out rather than counted against the property. It is a research tool, not an appraisal, a forecast or investment advice.
Evidence about the building and its surroundings, separate from the investment rank.
Ask the agent for structural reports, fire and gas inspection records, flood and drainage history, and details of water storage and backup power.
Ask about building safetyLocal resources: SINAPROC · Bomberos de Panamá
Approximate location shown for privacy
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